Disclaimer

Before using this site, please make sure that you note the following important information:

Nomadic FIRE exists for educational purposes only (providing information about personal finance, early retirement, and expat life abroad). We believe in empowering individuals with the information they need to accumulate and manage assets and wealth. Any strategies discussed here are done for the sole purpose of providing personal finance advice and help you understand the psychology behind your financial decisions – in an understandable format.

Nomadic FIRE is not an investment advisory service nor an investment advisor (managing your money or recommending investments), nor does Nomadic FIRE provide personalized financial advice or act as a financial advisor. Investors should always check with their licensed financial advisor, legal counsel, and/or tax advisor to determine the suitability of any investment or financial plan. Sample allocations, portfolios and strategies provided are designed to educate and inform, and should not be viewed as direct recommendations.

Nomadic FIRE is not a law firm and is not licensed to practice law in any state. Neither does Nomadic FIRE claim to have any special knowledge of immigration law or visa procedure. Immigration and visa assistance is provided by independent attorneys and visa servicers and are subject to their own 3rd agreements.

This website provides information related to health insurance for educational purposes only. It is not intended to be a substitute for professional advice from a licensed health insurance broker or qualified insurance professional. The content on this website is not tailored to individual circumstances and should not be considered as personalized advice or a recommendation for any specific insurance product or service.

Nomadic FIRE is not a licensed health insurance broker and does not sell insurance policies or provide insurance brokerage services. Neither does Nomadic FIRE claim to have any special knowledge of health insurance nor provide personalized insurance recommendations or advice. All health insurance assistance and any insurance policies sold are provided by independent insurance brokers and insurance companies. These companies are subject to their own 3rd agreements. 

The nature of the materials presented on Nomadic FIRE are for general informational purposes only. No information on any part of the site is intended as investment, tax, accounting, visa, insurance, or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the site should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess or guarantee the suitability or profitability of any particular investment, or the potential value of any investment or information source. Your use of this site indicates your agreement that you are able to make your own decisions about financial matters. You understand and agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition and liquidity needs. YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN ACTIONS.

Nomadic FIRE is in no way responsible for any of the decisions that you make concerning finances, taxes, or investments. You must perform your own due diligence and research when spending your capital.

Personal Responsibility. Nomadic FIRE aims to accurately represent the information provided on this website, blog, e-mails, programs, services, and products. You are acknowledging that you are participating voluntarily in using our website or blog or in any of our e-mails, programs, services, and/or products, and you alone are solely and personally responsible for your results. You acknowledge that you take full responsibility for your finances and well-being, as well as the finances and well-being of your family and children (born and unborn, as applicable), and all decisions now or in the future.

No Guarantees. Our role is to support and assist you in reaching your financial goals, but your success depends primarily on your own effort, motivation, commitment and follow-through. Nomadic FIRE cannot and do not guarantee that you will attain a particular result, and you accept the risk that results differ by each individual. Each individual’s financial success depends on his or her background, dedication, desire, and motivation. As with any coaching services, your results may vary, and will be based on many variables, including but not limited to, your individual capacity, life experience, starting point, expertise, and level of commitment.

Investments: Our role as a coach is to educate clients on how to start and manage their own investments, Nomadic FIRE does not make any specific recommendations to any investments. The focus is on educating the client and increasing financial literacy. You are liable for the final investment decisions you make. With any investments, there are risks involved, which could include losing all your capital. You acknowledge that you take part in this risks and you release us from any liability for any investment decisions you make. Nomadic FIRE does not manage investments. You should take charge of your finances including managing their own investments.

By using this website, blog, e-mails, or any of our programs, services, or products, you implicitly signify your agreement to all parts of the above disclaimer.

For information on how we protect you, please see our privacy

policy.

You understand and agree that Nomadic FIRE does not offer or provide tax, legal or investment advice to individuals. Always consult your personal financial advisor and/or legal counsel before acting on any information from any source. All material found on Nomadic FIRE is for educational and informational purposes only. Sample allocations, portfolios and strategies provided are designed to educate and inform, and should not be viewed as direct recommendations. You understand and agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition and liquidity needs. YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN ACTIONS.

No opinions or recommendations contained herein shall be construed as investment advice. You cannot assume that any recommendations, insights, philosophies, or other information will ensure or lead to profitable investment.

Do your Own Research
Our content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

No Investment Advice
Nomadic FIRE is not a broker/dealer, we are not an investment advisor, nor do we represent ourselves as such. If you choose to implement any changes based on information provided, you and you alone take on responsibility for the result of that decision. We have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. 

We are an educational forum for analyzing, learning & discussing general and generic information related to budgets, savings, stocks, investments and strategies. No content on the site constitutes - or should be understood as constituting - a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our site content. We do not provide personalized recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

Individual Empowerment, not Hand-Holding
This is the beginning of a journey, not the end. Where we present recommendations or actions, the results should only be treated as candidates for further research, not as a buy list nor is it a substitute for independent research reflecting your individual criteria for savings, investing, or trading.

Where we offer tools, these are solely for informational & educational purposes so that users can easily run their own valuations. The pre-defined values are simply a starting point based on global assumptions that we have applied across the entire market – users should amend them as they see fit and not regard them as a substitute for their own judgment. Any resulting valuation outputs are necessarily generic and are for educational use only.

The articles and tools available on this site are for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice. Nomadic FIRE does not selling investments or investment management services. This website and the information contained herein is not intended to be a source of advice or credit analysis with respect to the material presented, and the information and/or documents contained in this website do not constitute investment advice

Links to Outside, Other, or Third-Party Websites
We have provided links to other websites strictly as a courtesy. When you link to any of the websites provided herewith, you are leaving this site. We make no representation as to the completeness or accuracy of information that is provided on these sites. We are not liable for any direct or indirect technical or system issues or any consequence arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.

Nomadic FIRE is owned and operated by HUNDRED MONKEYS CONCEPT GROUP, LLC and may contain advertisements, sponsored content, paid insertions, affiliate links or other forms of monetization. Per FTC Guidelines, please note that Nomadic FIRE has financial relationships with some of the merchants mentioned here. Nomadic FIRE may be compensated if consumers choose to utilize the affiliate links located throughout the content on this site and generate sales for the said merchant.

Nomadic FIRE is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

Intellectual Property Rights

All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of or its licensors. The use of our trademarks, content and intellectual property is forbidden without the express written consent from .

You must not:

  • Republish material from our website without prior written consent.
  • Sell or rent material from our website.
  • Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.
  • Redistribute any content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else"s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.

You must not use our website to send unsolicited commercial communications. You must not use the content on our website for any marketing related purpose without our express written consent.

Restricted Access

We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

Use of Testimonials

In accordance to with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following:

Testimonials that appear on this site are actually received via text, audio or video submission. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way. They are individual results and results do vary. We do not claim that they are typical results. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The testimonials displayed in any form on this site (text, audio, video or other) are reproduced verbatim, except for correction of grammatical or typing errors. Some may have been shortened. In other words, not the whole message received by the testimonial writer is displayed when it seems too lengthy or not the whole statement seems relevant for the general public.

is not responsible for any of the opinions or comments posted on https://nomadicfire.com. is not a forum for testimonials, however provides testimonials as a means for customers to share their experiences with one another. To protect against abuse, all testimonials appear after they have been reviewed by management of . doe not share the opinions, views or commentary of any testimonials on https://nomadicfire.com - the opinions are strictly the views of the testimonial source.

The testimonials are never intended to make claims that our products and/or services can be used to diagnose, treat, cure, mitigate or prevent any disease. Any such claims, implicit or explicit, in any shape or form, have not been clinically tested or evaluated.

Disclaimer and Limitation of Liability

Nomadic FIRE makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.

All the materials on this site are provided "as is" without any express or implied warranty of any kind, including warranties of merchantability, noninfringement of intellectual property or fitness for any particular purpose. In no event shall Nomadic FIRE or its agents or associates be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, injury or death) arising out of the use of or inability to use the materials, even if has been advised of the possibility of such loss or damages.

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Governing Law

This Site (excluding any linked sites) is controlled by us from our offices within Nevada, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of Nevada, by accessing this Site, both of us agree that the statutes and laws of the State of Nevada, without regard to the conflicts of laws and principles thereof and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this Site and the purchase of products and services available through this Site. Each of us agrees and hereby submits to the exclusive personal jurisdiction and venue of any court in Clark County, Nevada, with respect to such matters.

All claims and disputes arising under or relating to these Terms of Use are to be settled by binding arbitration in the State of Nevada. In any such proceeding, NomadicFIRE.com, in its sole discretion, shall choose the arbitrator or arbitration panel. An award of arbitration may be confirmed in a court of competent jurisdiction.

Contact

If you have any questions regarding this policy, or your dealings with our website, please contact us here:

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