12 Surprising Benefits of Living Overseas Besides Low Cost

There are numerous benefits to living overseas besides low costs: spectacular sunsets, new friendships, exotic foods, and fun adventures are just a few. minutes

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Published On: July 31, 2020

Latest Update: January 4, 2024

About the author

Hi, I'm Marco Sison. I worked in finance for Fortune 50 companies before retiring early at 41 years old. I have been an expat for over 10 years, living in over 50 countries to show you the best ways to save, invest, and live in amazing countries outside the USA. I am a trusted resource on personal finance and overseas retirement for US News & World Reports, HuffPost, MSN Money, USA Today, ABC Network, Yahoo Finance, Association of MBAs, the iTunes documentary Seeking FIRE, and the Amazon Best-Seller- Abroad: Expats That Thrive.

The truth is you can enjoy a richer life living overseas for cheap.

Low Cost of Living is one of the biggest reasons people look to retire overseas. Geographic Arbitrage can cut your monthly expenses by 75% or more. Your housing costs, cell phone bills, weekly dinners out, transportation costs, nearly everything will be much cheaper living overseas. The affordability and your quality of life living abroad is mind blowing.

For less than $1500 a month, you can live a comfortable and exhilirating life in beautiful places around the world. From European rivieras, colonial cities in Latin America, to white-sand islands in Southeast Asia, all are available to you for a fraction of what you pay right now.

Living Overseas in Cartagena Colombia to watch beautiful sunsets by the Old Fort

Enjoying sunsets by the ocean in the colonial town of Cartagena, Colombia

Besides a Low Cost of Living, there are other incredible intangible benefits of living overseas.

The list of reasons is long: better weather, exploring new cities, going on weekend adventures, spectacular sunsets, broadening your horizons, gaining new friendships, adding several fascinating stories to your collection. The are tons of benefits and specifics vary for each person. I'll give you my favorites learned over the last 5+ years.

man living overseas in Paris

1. You will challenge your view of the world

Coming from the US, I had a very US-centric view of what is “normal.” I wasn’t a typical ‘Murica, F*ck Yeah,’ prototype, but spending most of your life in a single country narrowly defines your perspective. My views on everything where challenged living aboard.

Simple things like when, how, and what to eat can be different.

  • When: Living in Brazil, I had to get used to eating dinner at 10 pm.
  • How: In most Asian cultures, you don’t have a personal meal. Everyone at the table shares the dishes and eats communally. I had to get used to people picking at a plate of spicy chicken that I ordered for me.
  • What: Includes me eating guinea pig in Peru, water buffalo in Cambodia, duck embryos in the Philippines, and cow anus, also in Peru (That’s a story for later).

More complex social norms and economic viewpoints are also culturally influenced.

  • The level of hand-holding and kissing between male friends and family in other countries compared to the US is surprising. Coming from the US, I thought the first time I hugged my dad was an accomplishment.
  • European cost of university education is mind-boggling to someone like me who graduated college over $40,000 in debt. I shake my head when someone tells me they pay $300 a semester.
  • I still have to remind myself to fight for position when a Chinese person cuts in front of me in line. Old Chinese grandmas are rutheless line cutters. 

2. Your social circle will be a refreshing change

We are a bit boring in the US. Our lives revolve around work. The US is the only developed nation that doesn't mandate any vacation days. More than 40% of us don't take any vacation days. NONE. ZIP. ZERO.

Source: Statista

Most of us don't even have a passport. It’s no wonder only 13% of people from the US traveled internationally last year (note: this amount is overstated, but that is the MAX). We can’t take any vacation. Think about it, how many great stories have you heard that started with “This one time I was at work…”

By comparison, people in other countries are going to have loads more stories to tell. Remember point 1 up there, about seeing things from a different perspective. Want to learn why Thai monks aren't allowed to touch women? Are you curious about the German point of view of WWII? Are you interested in why women in Colombia like to get catcalled? Listening and discussing the crazy cultural differences with your international circle of friends will bring more than a few laughs and head shakes.

3. You will be forced out of your comfort zone

Humans are creatures of habit. Especially when you are caught up in the 9 to 5 grind. You eat the same meals, at the same restaurants, and see the same people. For me, it was Work. Eat. Gym. Sleep. Repeat.

Living overseas takes you out of your comfort zone. The moment you arrive at your new destination, your brain is taking in new stimulus. The buildings don’t look the same as back home. A mix of different languages form a background cacophony of noise. The spices in the food and even people walking past you smell different.

Streets are new (bless you Google maps). People you meet are new. Food you eat will be new. From the moment your shoes hit the ground, everything is new, and you get to experience it for the time. Comfort zone crushed. 

4. You will realize how little material things matter

I could never be considered a minimalist in my past. I saved money, but I bought stuff I liked. I had a weakness for gadgets, watches, and dress shoes. Before I moved, my 1200 square foot condo housed the collection of my life. I accumulated and stored 41 years of stuff there.

In preparation for my international move, I sold my car, sofa, bed, and some electronics. For what was left, I had several estate buyers go through and give me a price to buy EVERYTHING in my condo. The best offer was $1200. Basically, everything I owned, the sum of my life, was worth $1200.

5. You will learn to prioritize your stuff

After liquidating my life for $1200, everything left fit into two carry-on sized bags. I travel the world with a NOMATIC 40L bag and backpack small enough to be considered a “personal item” by most airlines.

When you move abroad permanently, prioritizing what is essential and getting rid of stuff you don’t need is a necessity. A shirt I like but never wear isn’t going to get packed and carried around the world. I miss my espresso maker dearly, but minimalism and versatility is the new mantra.

6. You will start to value experiences over things

Meeting new friends to share this view beats shopping any day. Everest Trek Day 7 (12,430 ft)

Minimalism means not shopping just to shop. I’m not buying stuff that doesn't fit into a carry-on sized bag; the latest big screen HD television isn't going to fit. Getting the latest laptop is not essential to my happiness. However, I will spend money on travel memories:

  • A motorbike trip in the mountains of Northern Thailand with one of my oldest friends. Yup.
  • Trekking to see Everest Base Camp. Check. 
  • Music festival on a deserted island in the Philippines. Surfing in Bali. Yoga classes in India. Yes! Yes! Yes!

You get the picture. The memory of visiting a new country and experiencing life overseas brings a longer lasting smile to my face than buying a new pair of shoes ever will.

7. You will develop a newfound appreciation of your life

You will have frequent bouts of profound gratitude while traveling. For me different things trigger it: Enjoying a Thai sunset with a beer and my best friend, watching smiling Filipino kids in the street playing a simple game with flip flops and a soda can, sharing a sauna with naked strangers in their Estonian countryside home, getting invited to family parties with people you just met.

These are only a few moments where I realized how lucky I am to be doing what 99% of the world can’t. Most people don’t have the opportunity to live overseas. While other people are working, I am out experiencing the world. DAMN, I AM LUCKY. These flashes of gratitude make me appreciate the breaks I've had in life. 

8. You will find renewed motivation

If you haven’t retired yet, move abroad to use Geographic Arbitrage, and retire sooner. Your international experience will push you to double your efforts to retire overseas. My experience working in Brazil doubled my motivation to retire abroad. 

In 2013, I helped a company buy a $26 million company in Brazil. Next thing I know, I'm in Rio De Janeiro trying to make the business work. It was two years of tremendous pressure and 70+ hour work weeks, but it was worth it.

Carnival parade living abroad in Rio De Janeiro Brazil

A Carnival parade in Rio De Janeiro is a can't miss spectacle

It was my first taste of living overseas. Yes, my workload was relentless. But unforgettable experiences like watching the World Cup live, dancing in the streets during Carnival, and watching sunsets with friends showed me why living abroad was worth the sacrifice.

9. You will have better stories to share

Remember the new international social circle you made in point 2? Your new friends aren’t your run of the mill co-workers. Your discussions won’t be comprised solely of TPS reports, office gossip, and the weather.

"Traveling – It Leaves You Speechless, Then Turns You Into A Storyteller."

I’ve made friends with circus performers, adult film actresses, and a few witches. I count stand-up comedians, traveling yoga teachers, professional mermaids, and rocket scientists as part of my tribe. You’ll cross paths with internet millionaires and dumpster divers alike. Late night conversations with these folks are anything but mundane.

Meeting new friends on a secret beach in Bulgaria

10. You will reap the benefits of “Slow Travel”

Most people from the US take less than five vacation days a year. Without much time to travel, our international trips are treated like missions. Visiting a foreign city feels like a sprint to check off boxes as quickly as possible.

In Paris, we “do” Montmartre in the morning, Champs-Élysées and the Arc de Triomphe before lunch. We tackle the Eiffel Tower, Grand Palais, and the Louvre all at once in the afternoon and cram Notre Dame in before dinner. 

Living aboard is not like being on vacation. Take your time to soak in and experience your new surroundings. Go ahead and spend a lazy weekend reading a book by a Slovenian lake. Spend leisurely Saturdays walking your local Bulgarian farmers market to shop for fresh yogurt. Casually sip your Vietnamese coffee while watching locals practice Tai Chi in Hanoi. Even better, go camping with your new friends to secret beaches only locals know about. 

Reading a book by Lake Bled, Slovenia is a scene out a Disney movie

11. You get the opportunity to immerse yourself in a foreign country

You have the time to get to know your new town. Immersion, true immersion is a rare opportunity. You have a chance at becoming an adopted local. Allow yourself to see how different cultural norms influence the daily lives of your neighborhood.

Shop for your weekly groceries and sample the fruits at a chaotic local market in Medellin. Wonder at the blinding speed and precision vendors can knife prep a pineapple without losing a finger. 

Wake up shortly after sunrise to offer morning alms to monks in Thailand. Donating and exhibiting goodness to others is based on a Buddhist Principle, 

Buddhist Proverb

"The More We Give To Others The Better People We Become."

Putting a deposit into your "good merits" bank is not a bad way to start the morning. 

Adopt a local Brazil team and watch a rivalry soccer match live. Learn the fight songs, cheers, and dances. Scream your head off when they win. Cry in your beer when they lose.

Experiencing the energy of a live football match in Brazil is unparalleled in sports

12. You will enjoy celebrating your little victories

Moving to an entirely new country is not without challenges. You wanted a fresh start. Moving overseas is it. But fresh starts have an adjustment period. It will take you time to settle into your new life abroad. I’ll get into some of the challenges of living overseas and how to overcome them in a later article. But know that the awkwardness and frustration fades with time. Till then, revel in your progress and celebrate your incremental wins.

  • Figuring out the public transportation system for the first time? Enjoy a cup of coffee.
  • Effectively arguing for a store refund in another language? High five yourself.
  • Navigating the bureaucracy and getting your first foreign driver's license? Do a little dance.
  • Successfully driving a motorbike on the wrong side (left-side) of the road? That one deserves a beer.

View of an active volcano (Mount Agung) from Gili Air Island, Indonesia

Remember to look at the big picture. You escaped the 9-5 grind. You beat the rat race. You reached the dream of retirement overseas. You are reaping the benefits of living overseas. You’re starting a new life in a new country. While your friends are putting on snow tires and getting their winter jackets out of the closet, you are still in flip flops and shorts. I call that an upgrade.


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    About the author

    Hi, That's me. I'm Marco Sison. I am a survivor of the corporate rat race. I started Nomad FIRE to show you an alternative to the stress and grind of 70-hour weeks to pay off a mortgage, student loans, and countless bills. After getting laid off in 2015, I said screw it all and retired early at 41 years old. I have traveled the last eight years to over 50 countries to show you the best ways to save, invest, and live in amazing countries for 70% less cost than the US. I have been featured in: US News & World Reports, HuffPost, MSN Money, USA Today, ABC Network, Yahoo Finance, the iTunes documentary Seeking FIRE, and the Amazon Best-Seller, Abroad: Expats That Thrive. [view press...]